# Payy vs YATORI PAY

The clearest difference is rating: YATORI PAY at 5.0 against Payy's 4.1. YATORI PAY also leads on review sentiment (100% vs 65%). Payy's advantage is update cadence (every 8 days vs every 3 weeks) and ratings volume (35 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YATORI PAY holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 35 and 10 respectively. Written reviews point the same way: 65% of Payy's written reviews are positive against 100% of YATORI PAY's.

Payy ships an update every 8 days, YATORI PAY every 3 weeks. Both last shipped on November 4, 2026.

## The numbers

| Metric | Payy | YATORI PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews) | **[5.0 (10 ratings)](https://appshunter.io/ios/app/yatori-pay/id6736435772/reviews)** |
| Number of ratings | **35** | 10 |
| Positive reviews | 65.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 130 MB | 24 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Polybase Labs](https://appshunter.io/developer/1722468125) | [Yatori Inc.](https://appshunter.io/developer/1731575043) |

## What reviewers say

### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


### YATORI PAY

[App page](https://appshunter.io/ios/app/yatori-pay/id6736435772)

This app provides a simple, secure, and affordable way to pay and checkout using USDC stablecoin on the Solana blockchain. It allows users to accept payments, create custom payment requests, and track transactions without complicated interfaces or high fees.

**Highlights:** Accept USDC stablecoin payments, Connect to decentralized wallets, Create custom payment request QR codes, Scan QR codes for payments, Track on-chain transactions, Export monthly reports as CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Is YATORI PAY free?

YATORI PAY is free to download, with no in-app purchases.

### Which has better reviews, Payy or YATORI PAY?

YATORI PAY is rated higher. Payy averages 4.1 out of 5 from 35 ratings, while YATORI PAY averages 5.0 from 10 ratings.

### Do Payy or YATORI PAY have ads?

Neither Payy nor YATORI PAY shows ads.

### Which is updated more often, Payy or YATORI PAY?

Payy ships an update every 8 days, and YATORI PAY every 3 weeks. Most recently, Payy was updated on November 4, 2026 and YATORI PAY on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*