# Payy vs DogPay

The clearest difference is rating: DogPay at 5.0 against Payy's 4.1. Payy's advantage is in-app purchases (none vs 3) and ratings volume (35 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. DogPay sells 3 in-app purchases, starting at $5.99 per month. Payy asks for nothing beyond the download.

DogPay holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 2, so its average is the more settled of the two.

Payy ships an update weekly, DogPay fortnightly. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Payy | DogPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/dogpay/id6743393650/reviews)** |
| Number of ratings | **35** | 2 |
| Positive reviews | 65.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 130 MB | 174 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Polybase Labs](https://appshunter.io/developer/1722468125) | [Pooltech Limited](https://appshunter.io/developer/1802588321) |

## What reviewers say

### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


### DogPay

[App page](https://appshunter.io/ios/app/dogpay/id6743393650)

Manage digital assets and make global payments with ease. Convert between fiat and cryptocurrencies, create virtual cards for online and Apple Pay use, and enjoy significant fee savings on crypto transactions. Securely handle cross-border payments worldwide.

**Highlights:** Fiat and cryptocurrency conversion, Virtual cards for Apple Pay, Global payment network (180+ countries), Crypto payment feature, Up to 90% fee savings, Secure fund protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $5.99 | per month |
| DogPay Platinum | $12.99 | per month |
| DogPay Ultra | $34.99 | per month |


## Frequently asked questions

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Is DogPay free?

DogPay is free to download, with in-app purchases available.

### Which has better reviews, Payy or DogPay?

DogPay is rated higher. Payy averages 4.1 out of 5 from 35 ratings, while DogPay averages 5.0 from 2 ratings.

### Do Payy or DogPay have ads?

Neither Payy nor DogPay shows ads.

### Which is updated more often, Payy or DogPay?

Payy ships an update weekly, and DogPay fortnightly. Most recently, Payy was updated on October 16, 2026 and DogPay on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*