# Payy vs Luxfolio

The clearest difference is rating: Luxfolio at 5.0 against Payy's 4.1. Payy's advantage is ratings volume (35 vs 2) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Luxfolio holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 2, so its average is the more settled of the two.

## The numbers

| Metric | Payy | Luxfolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/luxfolio/id6813628380/reviews)** |
| Number of ratings | **35** | 2 |
| Positive reviews | 65.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 days | — |
| Monetization | Free | Free |
| Size | 130 MB | 3 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Polybase Labs](https://appshunter.io/developer/1722468125) | [Alec Hartman](https://appshunter.io/developer/6813628382) |

## What reviewers say

### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


### Luxfolio

[App page](https://appshunter.io/ios/app/luxfolio/id6813628380)

This app tracks the market value of luxury items like handbags, watches, and jewelry. It provides real-time pricing, historical data, and market insights for collectors and enthusiasts.

**Highlights:** Real-time pricing for luxury goods, Historical price charts, Collection tracking and valuation, Market insights and indices, Item identification via photo, Currency conversion

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Is Luxfolio free?

Luxfolio is free to download, with no in-app purchases.

### Which has better reviews, Payy or Luxfolio?

Luxfolio is rated higher. Payy averages 4.1 out of 5 from 35 ratings, while Luxfolio averages 5.0 from 2 ratings.

### Do Payy or Luxfolio have ads?

Neither Payy nor Luxfolio shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*