# Bread vs Stack

The clearest difference is review sentiment: Stack at 100% against Bread's 47%. Stack also leads on rating (5.0 vs 4.4) and update cadence (every 2 days vs fortnightly). Bread's advantage is monetization model (free with in-app purchases vs subscription) and ratings volume (69 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Bread sells 2 in-app purchases, starting at $5.99 per month and Stack sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Stack holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Bread has 69 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 47% of Bread's written reviews are positive against 100% of Stack's.

Bread ships an update fortnightly, Stack every 2 days. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Bread | Stack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (69 ratings)](https://appshunter.io/ios/app/bread-gamified-budget-tracker/id6474839193/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/stack-save-and-grow-wealth/id6768763194/reviews)** |
| Number of ratings | **69** | 2 |
| Positive reviews | 47.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 160 MB | 52 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Bread Money](https://appshunter.io/developer/1720587292) | [Meaghan Zuttermeister](https://appshunter.io/developer/1886345458) |

## What reviewers say

### Bread

[App page](https://appshunter.io/ios/app/bread-gamified-budget-tracker/id6474839193)

This app gamifies personal finance by turning budgeting into a challenge. Track spending, set goals, and compete with friends. Learn financial literacy through curated articles and visualize your money with interactive charts.

**Highlights:** Gamified budgeting challenges, Social expense sharing and leaderboards, Automated bank transaction import, Smart spending categorization, Interactive spending charts, Financial literacy articles (Bread University), Magic Eight Ball for spending decisions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro access | $5.99 | per month |
| Pro access | $35.99 | per year |


### Stack

[App page](https://appshunter.io/ios/app/stack-save-and-grow-wealth/id6768763194)

This app gamifies savings with interactive themes and progress tracking. Set unlimited goals, monitor deposits, and celebrate milestones as your wealth grows. Unlock full features with a premium subscription.

**Highlights:** Gamified savings tracker, Unlimited savings goals, Visual savings world themes, Streak and milestone tracking, Savings insights and analytics, Shareable milestone cards

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack Premium | $0.99 | per 7 days |
| Stack Premium | $4.99 | per month |
| Stack Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Bread free?

Bread is free to download, with in-app purchases available.

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Which has better reviews, Bread or Stack?

Stack is rated higher. Bread averages 4.4 out of 5 from 69 ratings, while Stack averages 5.0 from 2 ratings.

### Do Bread or Stack have ads?

Neither Bread nor Stack shows ads.

### Which is updated more often, Bread or Stack?

Bread ships an update fortnightly, and Stack every 2 days. Most recently, Bread was updated on October 18, 2026 and Stack on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*