# SmartFin vs Fineo Pay

SmartFin and Fineo Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | SmartFin | Fineo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/smartfin-app/id6474931765/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Ad-supported | — |
| Size | 184 MB | 29 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Colombe Djirebo](https://appshunter.io/developer/1722327934) | [ADEC SA](https://appshunter.io/developer/1575959583) |

## What reviewers say

### SmartFin

[App page](https://appshunter.io/ios/app/smartfin-app/id6474931765)

Manage your wealth, credits, personal budgets, and investments with this innovative personal finance tool. It offers a simple and effective way to track your financial assets and liabilities.

**Highlights:** Wealth management, Credit tracking, Personal budgeting, Investment management, Financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fineo Pay

[App page](https://appshunter.io/ios/app/fineo-pay/id6605921431)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartFin free?

SmartFin is free to download, with no in-app purchases.

### Is Fineo Pay free?

Fineo Pay is free to download, with no in-app purchases.

### Do SmartFin or Fineo Pay have ads?

Neither SmartFin nor Fineo Pay shows ads.

### Which is updated more often, SmartFin or Fineo Pay?

SmartFin ships an update every 2 weeks, and Fineo Pay every 2 weeks. Most recently, SmartFin was updated on October 24, 2026 and Fineo Pay on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*