# SmartFin vs LB Banque

The clearest difference is rating: LB Banque at 5.0 against SmartFin's 4.8. LB Banque also leads on monetization model (free vs ad-supported). SmartFin's advantage is ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LB Banque holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SmartFin has 5 ratings behind it against 1, so its average is the more settled of the two.

SmartFin ships an update every 2 weeks, LB Banque every 3 weeks. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | SmartFin | LB Banque |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/smartfin-app/id6474931765/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-banque/id6743096056/reviews)** |
| Number of ratings | **5** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 184 MB | 62 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Colombe Djirebo](https://appshunter.io/developer/1722327934) | [LB Banque](https://appshunter.io/developer/1801299095) |

## What reviewers say

### SmartFin

[App page](https://appshunter.io/ios/app/smartfin-app/id6474931765)

Manage your wealth, credits, personal budgets, and investments with this innovative personal finance tool. It offers a simple and effective way to track your financial assets and liabilities.

**Highlights:** Wealth management, Credit tracking, Personal budgeting, Investment management, Financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LB Banque

[App page](https://appshunter.io/ios/app/lb-banque/id6743096056)

This app modernizes the traditional collective savings practice known as tontine. Users can create or join savings groups, manage contributions, and receive payouts digitally. It offers a secure and transparent way to save money collectively.

**Highlights:** Create personalized tontines, Join existing tontines, Integrated messaging, Secure identity verification, Real-time progress tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartFin free?

SmartFin is free to download, with no in-app purchases.

### Is LB Banque free?

LB Banque is free to download, with no in-app purchases.

### Which has better reviews, SmartFin or LB Banque?

LB Banque is rated higher. SmartFin averages 4.8 out of 5 from 5 ratings, while LB Banque averages 5.0 from 1 ratings.

### Do SmartFin or LB Banque have ads?

Neither SmartFin nor LB Banque shows ads.

### Which is updated more often, SmartFin or LB Banque?

SmartFin ships an update every 2 weeks, and LB Banque every 3 weeks. Most recently, SmartFin was updated on October 24, 2026 and LB Banque on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*