# SmartFin vs LB Fintech

The clearest difference is rating: LB Fintech at 5.0 against SmartFin's 4.8. SmartFin's advantage is ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LB Fintech holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SmartFin has 5 ratings behind it against 1, so its average is the more settled of the two.

SmartFin ships an update every 2 weeks, LB Fintech every 3 weeks. Both last shipped on November 4, 2026.

## The numbers

| Metric | SmartFin | LB Fintech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/smartfin-app/id6474931765/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-fintech/id6743096056/reviews)** |
| Number of ratings | **5** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 183 MB | 61 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Colombe Djirebo](https://appshunter.io/developer/1722327934) | [LB Banque](https://appshunter.io/developer/1801299095) |

## What reviewers say

### SmartFin

[App page](https://appshunter.io/ios/app/smartfin-app/id6474931765)

Manage your wealth, credits, personal budgets, and investments with this innovative personal finance tool. It offers a simple and effective way to oversee your financial assets and make informed investment decisions.

**Highlights:** Wealth management, Credit tracking, Personal budgeting, Investment management, Financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LB Fintech

[App page](https://appshunter.io/ios/app/lb-fintech/id6743096056)

This app digitizes the traditional collective savings practice known as tontine. Easily create or join savings groups, manage contributions, and receive payouts transparently and securely. It offers a modern, digital approach to a time-tested community finance method.

**Highlights:** Create custom tontine groups, Join existing tontine groups, Integrated group messaging, Secure identity verification, Real-time contribution tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartFin free?

SmartFin is free to download, with no in-app purchases.

### Is LB Fintech free?

LB Fintech is free to download, with no in-app purchases.

### Which has better reviews, SmartFin or LB Fintech?

LB Fintech is rated higher. SmartFin averages 4.8 out of 5 from 5 ratings, while LB Fintech averages 5.0 from 1 ratings.

### Do SmartFin or LB Fintech have ads?

Neither SmartFin nor LB Fintech shows ads.

### Which is updated more often, SmartFin or LB Fintech?

SmartFin ships an update every 2 weeks, and LB Fintech every 3 weeks. Most recently, SmartFin was updated on November 4, 2026 and LB Fintech on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*