# Buff vs PayFiniti

Buff and PayFiniti are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Buff ships an update every 3 weeks, PayFiniti monthly. The most recent releases landed on September 21, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Buff | PayFiniti |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Size | 35 MB | 67 MB |
| Requires iOS | 15.1 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Beam Communications Inc.](https://appshunter.io/developer/1722973845) | [PayFiniti LLC](https://appshunter.io/developer/1725912577) |

## What reviewers say

### Buff

[App page](https://appshunter.io/ios/app/buff-smart-wallet/id6474980823)

**Features:** Apple Wallet

**In-app purchases:** none


### PayFiniti

[App page](https://appshunter.io/ios/app/payfiniti/id6476122229)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Buff free?

Buff is free to download, with no in-app purchases.

### Is PayFiniti free?

PayFiniti is free to download, with no in-app purchases.

### Do Buff or PayFiniti have ads?

Neither Buff nor PayFiniti shows ads.

### Which is updated more often, Buff or PayFiniti?

Buff ships an update every 3 weeks, and PayFiniti monthly. Most recently, Buff was updated on September 21, 2026 and PayFiniti on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*