# Buff vs QikPay

Buff and QikPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Buff | QikPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/qikpay/id6752966867/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free |
| Size | 35 MB | 44 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Beam Communications Inc.](https://appshunter.io/developer/1722973845) | [QikPay](https://appshunter.io/developer/1842000894) |

## What reviewers say

### Buff

[App page](https://appshunter.io/ios/app/buff-smart-wallet/id6474980823)

**Features:** Apple Wallet

**In-app purchases:** none


### QikPay

[App page](https://appshunter.io/ios/app/qikpay/id6752966867)

This platform allows merchants to accept payments directly from customer bank accounts, eliminating transaction fees for both parties. Securely connect bank accounts via an open-banking partner for direct money transfers without cards or hidden charges.

**Highlights:** Accept payments without transaction fees, Direct bank account connections, Secure open-banking integration, Eliminate card processing costs, Customer and merchant bank linking

**In-app purchases:** none


## Frequently asked questions

### Is Buff free?

Buff is free to download, with no in-app purchases.

### Is QikPay free?

QikPay is free to download, with no in-app purchases.

### Do Buff or QikPay have ads?

Neither Buff nor QikPay shows ads.

### Which is updated more often, Buff or QikPay?

Buff ships an update every 3 weeks, and QikPay every 3 weeks. Most recently, Buff was updated on November 8, 2026 and QikPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*