# CreditC Rate vs Nine2Five

The clearest difference is in-app purchases: CreditC Rate at none against Nine2Five's 3. Nine2Five's advantage is update cadence (fortnightly vs every 10 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Nine2Five sells 3 in-app purchases, starting at $2.99 per month. CreditC Rate asks for nothing beyond the download.

CreditC Rate ships an update every 10 months, Nine2Five fortnightly. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | CreditC Rate | Nine2Five |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 months | **Fortnightly** |
| Monetization | — | Free |
| Size | 1 MB | 33 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Agustin Contreras Hernandez](https://appshunter.io/developer/1651683831) | [Benjamin Slapelis](https://appshunter.io/developer/1869496373) |

## What reviewers say

### CreditC Rate

[App page](https://appshunter.io/ios/app/creditc-rate/id6475026980)

**Features:** macOS Compatibility

**In-app purchases:** none


### Nine2Five

[App page](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589)

Track your real-time earnings, overtime, and payday countdown. Visualize your budget coverage and projected yearly income. Ideal for hourly workers and freelancers to manage their finances.

**Highlights:** Live earnings ticker, Overtime tracking, Payday countdown, Budget coverage visualization, Work history log, Projected yearly earnings calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nine2Five Monthly | $2.99 | per month |
| Nine2Five Yearly | $24.99 | per year |
| Nine2Five Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is CreditC Rate free?

CreditC Rate is free to download, with no in-app purchases.

### Is Nine2Five free?

Nine2Five is free to download, with in-app purchases available.

### Do CreditC Rate or Nine2Five have ads?

Neither CreditC Rate nor Nine2Five shows ads.

### Which is updated more often, CreditC Rate or Nine2Five?

CreditC Rate ships an update every 10 months, and Nine2Five fortnightly. Most recently, CreditC Rate was updated on October 25, 2026 and Nine2Five on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*