# DECTA Merchant vs Shoal

The clearest difference is update cadence: DECTA Merchant at every 3 weeks against Shoal's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DECTA Merchant ships an update every 3 weeks, Shoal every 2 months. The most recent releases landed on August 4, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | DECTA Merchant | Shoal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shoal/id6737417897/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 90.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 98 MB | 132 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Decta Limited](https://appshunter.io/developer/1723485812) | [Algbra FS UK Limited](https://appshunter.io/developer/1610109637) |

## What reviewers say

### DECTA Merchant

[App page](https://appshunter.io/ios/app/decta-merchant/id6475168520)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Shoal

[App page](https://appshunter.io/ios/app/shoal/id6737417897)

Grow your savings while supporting sustainable global projects. Track your positive environmental impact, like CO2 avoidance and clean water generation, alongside your financial growth. Contribute to UN Sustainable Development Goals with FSCS-protected savings pots.

**Highlights:** Earn returns on savings, Support green and social projects, Track CO2e avoidance, Track clean water generated, Contribute to UN SDGs, FSCS protected savings

**In-app purchases:** none


## Frequently asked questions

### Is DECTA Merchant free?

DECTA Merchant is free to download, with no in-app purchases.

### Is Shoal free?

Shoal is free to download, with no in-app purchases.

### Do DECTA Merchant or Shoal have ads?

Neither DECTA Merchant nor Shoal shows ads.

### Which is updated more often, DECTA Merchant or Shoal?

DECTA Merchant ships an update every 3 weeks, and Shoal every 2 months. Most recently, DECTA Merchant was updated on August 4, 2026 and Shoal on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*