# CX PayMe vs gwap app

The clearest difference is rating: CX PayMe at 5.0 against gwap app's 4.7. gwap app's advantage is ratings volume (83 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CX PayMe holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: gwap app has 83 ratings behind it against 3, so its average is the more settled of the two.

CX PayMe ships an update every 2 weeks, gwap app fortnightly. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | CX PayMe | gwap app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cx-payme/id6475346775/reviews)** | [4.7 (83 ratings)](https://appshunter.io/ios/app/gwap-app/id6578441229/reviews) |
| Number of ratings | 3 | **83** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 107 MB | 61 MB |
| Requires iOS | **15.5.2** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CX Pay B.V.](https://appshunter.io/developer/1724004101) | [GIRASOL PAYMENT SOLUTIONS LLC](https://appshunter.io/developer/1358635526) |

## What reviewers say

### CX PayMe

[App page](https://appshunter.io/ios/app/cx-payme/id6475346775)

This e-wallet app simplifies financial transactions with real-time processing, robust security, and an intuitive interface. It allows for easy bill payments, scheduled transactions, and provides instant alerts and a detailed transaction history.

**Highlights:** Real-time transactions, Advanced security measures, User-friendly interface, Easy bill payments, Scheduled payments, Instant notifications, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### gwap app

[App page](https://appshunter.io/ios/app/gwap-app/id6578441229)

Manage your finances with this app, offering a digital Mastercard Debit card, free fund transfers between users, and expense tracking. Refer friends to earn money and enjoy secure transactions with advanced encryption.

**Highlights:** Digital Mastercard Debit card access, Free fund transfers to other users, Expense and transaction monitoring, Referral program to earn money, Advanced encryption for security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CX PayMe free?

CX PayMe is free to download, with no in-app purchases.

### Is gwap app free?

gwap app is free to download, with no in-app purchases.

### Which has better reviews, CX PayMe or gwap app?

CX PayMe is rated higher. CX PayMe averages 5.0 out of 5 from 3 ratings, while gwap app averages 4.7 from 83 ratings.

### Do CX PayMe or gwap app have ads?

Neither CX PayMe nor gwap app shows ads.

### Which is updated more often, CX PayMe or gwap app?

CX PayMe ships an update every 2 weeks, and gwap app fortnightly. Most recently, CX PayMe was updated on October 4, 2026 and gwap app on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*