# Expensense vs AYA Mobile Banking

The clearest difference is in-app purchases: AYA Mobile Banking at none against Expensense's 3. AYA Mobile Banking also leads on ratings volume (147 vs 2). Expensense's advantage is rating (5.0 vs 4.5) and update cadence (every 4 days vs every 6 weeks). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Expensense sells 3 in-app purchases, starting at $2.99 per month. AYA Mobile Banking asks for nothing beyond the download.

Expensense holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: AYA Mobile Banking has 147 ratings behind it against 2, so its average is the more settled of the two.

Expensense ships an update every 4 days, AYA Mobile Banking every 6 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Expensense | AYA Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expensense-expense-tracker/id6475636833/reviews)** | [4.5 (147 ratings)](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515/reviews) |
| Number of ratings | 2 | **147** |
| Positive reviews | — | 78.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 6 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 45 MB | 85 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sultan Irkaliyev](https://appshunter.io/developer/1462834127) | [AYA Bank](https://appshunter.io/developer/1356605410) |

## What reviewers say

### Expensense

[App page](https://appshunter.io/ios/app/expensense-expense-tracker/id6475636833)

Effortlessly track your income and expenses to achieve financial success. This app offers simple tools for budgeting, managing accounts, and understanding where your money goes, helping you save and reach your financial goals.

**Highlights:** Expense tracking, Income tracking, Budget creation, Account management, Offline functionality, FaceID security, iCloud backup

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly premium access | $2.99 | per month |
| Yearly premium access | $12.99 | per year |
| Premium - Lifetime | $24.99 | one-time |


### AYA Mobile Banking

[App page](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515)

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

**Highlights:** Account management with transaction history, Fund transfers (own, other, AYA Pay), Card management (lock, unlock, details), Prepaid card top-ups and credit card repayments, Bill payments with saved billers, Transaction PIN for security, Fraud Call Alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Safe and secure
- 👍 Simple and easy to use
- 💡 Convenient digital features

**What reviewers complain about**

- 🐛 Account login issues

**Reported bugs**

- Account not found error

**Requested features**

- More digital banking features


## Frequently asked questions

### Is Expensense free?

Expensense is free to download, with in-app purchases available.

### Is AYA Mobile Banking free?

AYA Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Expensense or AYA Mobile Banking?

Expensense is rated higher. Expensense averages 5.0 out of 5 from 2 ratings, while AYA Mobile Banking averages 4.5 from 147 ratings.

### Do Expensense or AYA Mobile Banking have ads?

Neither Expensense nor AYA Mobile Banking shows ads.

### Which is updated more often, Expensense or AYA Mobile Banking?

Expensense ships an update every 4 days, and AYA Mobile Banking every 6 weeks. Most recently, Expensense was updated on November 4, 2026 and AYA Mobile Banking on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*