# 2XCHANGE vs Cubby

The clearest difference is in-app purchases: 2XCHANGE at none against Cubby's 2. 2XCHANGE also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. 2XCHANGE asks for nothing beyond the download.

2XCHANGE ships an update every 3 weeks, Cubby every 2 weeks. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 2XCHANGE | Cubby |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 104 MB | 91 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [2XCHANGE FINTECH LIMITED](https://appshunter.io/developer/1724886396) | [HORIZONA LIMITED](https://appshunter.io/developer/6780750007) |

## What reviewers say

### 2XCHANGE

[App page](https://appshunter.io/ios/app/2xchange/id6475701336)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cubby

[App page](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005)

Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.

**Highlights:** Receipt scanning with auto-fill, Fast manual expense entry, Category-based budgeting, Spending breakdown charts, Multi-currency support, Calendar and list views

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Pro Monthly | $2.99 | per month |
| Cubby Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is 2XCHANGE free?

2XCHANGE is free to download, with no in-app purchases.

### Is Cubby free?

Cubby is free to download, with in-app purchases available.

### Do 2XCHANGE or Cubby have ads?

Cubby shows ads; 2XCHANGE does not.

### Which is updated more often, 2XCHANGE or Cubby?

2XCHANGE ships an update every 3 weeks, and Cubby every 2 weeks. Most recently, 2XCHANGE was updated on October 19, 2026 and Cubby on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*