# Karty vs QIIC Smart

The clearest difference is ads: Karty at none against QIIC Smart's shown. Karty also leads on update cadence (every 5 days vs every 2 months). QIIC Smart's advantage is review sentiment (100% vs 75%) and device support (3 vs 1). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Karty ships an update every 5 days, QIIC Smart every 2 months. The most recent releases landed on September 19, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Karty | QIIC Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (18 ratings)](https://appshunter.io/ios/app/karty/id6475709413/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 265 MB | 51 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [KARTY LLC](https://appshunter.io/developer/1624449446) | [Qatar Islamic Insurance Company](https://appshunter.io/developer/793691703) |

## What reviewers say

### Karty

[App page](https://appshunter.io/ios/app/karty/id6475709413)

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

**Highlights:** Digital wallet for payments, Customizable monthly budgets, Visa-powered card payments, Spending tracking by category, Earn KPoints rewards, Redeem points for travel and vouchers, Exclusive deals and discounts

**In-app purchases:** none


### QIIC Smart

[App page](https://appshunter.io/ios/app/qiic-smart/id6736678160)

Manage your insurance policies conveniently through this application. It simplifies policy management and provides easy access to your insurance information.

**Highlights:** Manage insurance needs, Policy management, Convenient access, Simplified insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Karty free?

Karty is free to download, with no in-app purchases.

### Is QIIC Smart free?

QIIC Smart is free to download, with no in-app purchases.

### Do Karty or QIIC Smart have ads?

QIIC Smart shows ads; Karty does not.

### Which is updated more often, Karty or QIIC Smart?

Karty ships an update every 5 days, and QIIC Smart every 2 months. Most recently, Karty was updated on September 19, 2026 and QIIC Smart on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*