# Karty vs Smart Expense AI

The clearest difference is in-app purchases: Karty at none against Smart Expense AI's 2. Smart Expense AI's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price and ads there is nothing between them.

Both are free to download. Smart Expense AI sells 2 in-app purchases, starting at $5.99 per month. Karty asks for nothing beyond the download.

## The numbers

| Metric | Karty | Smart Expense AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (26 ratings)](https://appshunter.io/ios/app/karty/id6475709413/reviews)** | — |
| Number of ratings | **26** | — |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | — |
| Monetization | Free | — |
| Size | 271 MB | 59 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KARTY LLC](https://appshunter.io/developer/1624449446) | [Bodhalabs.ai](https://appshunter.io/developer/1849177859) |

## What reviewers say

### Karty

[App page](https://appshunter.io/ios/app/karty/id6475709413)

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

**Highlights:** Digital wallet for payments, Customizable monthly budgets, Visa-powered card payments, Spending tracking by category, Earn KPoints rewards, Redeem points for travel and vouchers, Exclusive deals and discounts

**In-app purchases:** none


### Smart Expense AI

[App page](https://appshunter.io/ios/app/smart-expense-ai/id6756252394)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $5.99 | per month |
| Yearly Subscription | $35.99 | per year |


## Frequently asked questions

### Is Karty free?

Karty is free to download, with no in-app purchases.

### Is Smart Expense AI free?

Smart Expense AI is free to download, with in-app purchases available.

### Do Karty or Smart Expense AI have ads?

Neither Karty nor Smart Expense AI shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*