# Expense Track vs Spendly

The clearest difference is ads: Expense Track at none against Spendly's shown. Expense Track also leads on ratings volume (7 vs 1). Spendly's advantage is rating (5.0 vs 4.6) and update cadence (every 4 days vs every 3 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Expense Track sells 3 in-app purchases, starting at $4.99 per 7 days and Spendly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spendly holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense Track has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 80% of Expense Track's written reviews are positive against 100% of Spendly's.

Expense Track ships an update every 3 weeks, Spendly every 4 days. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Expense Track | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7 ratings)](https://appshunter.io/ios/app/expense-track-aixpense/id6475721961/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews)** |
| Number of ratings | **7** | 1 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 14 MB | 7 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [DELIX SOFTWARE SH.P.K](https://appshunter.io/developer/467223291) | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) |

## What reviewers say

### Expense Track

[App page](https://appshunter.io/ios/app/expense-track-aixpense/id6475721961)

Effortlessly manage your finances with an AI-powered budgeting assistant. It intelligently analyzes, organizes, and categorizes your expenses and income through scanning, voice commands, file uploads, or manual entry. Gain control over your spending and receive smart financial tips to reach your saving goals.

**Highlights:** AI-powered expense and income categorization, Invoice and receipt scanning with item extraction, Voice command for transaction entry, File upload for automatic categorization, Manual expense and income entry, Smart AI tips and budget advice, Bill and subscription tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $4.99 | per 7 days |
| Month Premium Access | $7.99 | per month |
| Yearly Premium Access | $29.99 | per year |


### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


## Frequently asked questions

### Is Expense Track free?

Expense Track is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Which has better reviews, Expense Track or Spendly?

Spendly is rated higher. Expense Track averages 4.6 out of 5 from 7 ratings, while Spendly averages 5.0 from 1 ratings.

### Do Expense Track or Spendly have ads?

Spendly shows ads; Expense Track does not.

### Which is updated more often, Expense Track or Spendly?

Expense Track ships an update every 3 weeks, and Spendly every 4 days. Most recently, Expense Track was updated on November 4, 2026 and Spendly on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*