# Fund vs Spent.

The clearest difference is rating: Fund at 5.0 against Spent.'s 1.0. Fund also leads on in-app purchases (none vs 1) and update cadence (daily vs fortnightly). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. Spent. sells 1 one-off in-app purchase. Fund asks for nothing beyond the download.

Fund holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Fund ships an update daily, Spent. fortnightly. The most recent releases landed on September 7, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Fund | Spent. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/fund-flow/id6475751950/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/spent-spending-tracker/id6762553615/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 53 MB | 31 MB |
| Requires iOS | **11.0** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bo Bleyl](https://appshunter.io/developer/1330193387) | [Chee Leong CHONG](https://appshunter.io/developer/1894661281) |

## What reviewers say

### Fund

[App page](https://appshunter.io/ios/app/fund-flow/id6475751950)

This finance app helps users achieve their savings goals by allowing them to create custom funds and visualize their progress. Track income and expenses with clear charts to make informed financial decisions.

**Highlights:** Create custom savings funds, Visualize financial goals, Track income and expenses, Easy-to-understand charts, Simple setup process

**In-app purchases:** none


### Spent.

[App page](https://appshunter.io/ios/app/spent-spending-tracker/id6762553615)

This private expense tracker uses on-device AI to log spending, scan receipts, and provide instant answers about your finances. Set monthly budgets and track your money without an account or cloud storage.

**Highlights:** On-device AI expense tracking, Receipt scanning with AI extraction, Natural language logging, Monthly budgeting per category, Instant spending insights, No account or cloud required, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| On-device AI | $7.99 | one-time |


## Frequently asked questions

### Is Fund free?

Fund is free to download, with no in-app purchases.

### Is Spent. free?

Spent. is free to download, with in-app purchases available.

### Which has better reviews, Fund or Spent.?

Fund is rated higher. Fund averages 5.0 out of 5 from 2 ratings, while Spent. averages 1.0 from 1 ratings.

### Do Fund or Spent. have ads?

Neither Fund nor Spent. shows ads.

### Which is updated more often, Fund or Spent.?

Fund ships an update daily, and Spent. fortnightly. Most recently, Fund was updated on September 7, 2026 and Spent. on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*