# Finkey vs SmPay

The clearest difference is iOS requirement: SmPay at 13.0 against Finkey's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Finkey | SmPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Size | 52 MB | 23 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DFINE DIGITAL SOLUTIONS LLP](https://appshunter.io/developer/1523646770) | [WORKMATE INFOTECH PRIVATE LIMITED](https://appshunter.io/developer/1726162169) |

## What reviewers say

### Finkey

[App page](https://appshunter.io/ios/app/finkey/id6475757226)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SmPay

[App page](https://appshunter.io/ios/app/smpay/id6739168130)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finkey free?

Finkey is free to download, with no in-app purchases.

### Is SmPay free?

SmPay is free to download, with no in-app purchases.

### Do Finkey or SmPay have ads?

Neither Finkey nor SmPay shows ads.

### Which is updated more often, Finkey or SmPay?

Finkey ships an update weekly, and SmPay weekly. Most recently, Finkey was updated on September 23, 2026 and SmPay on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*