# PFH vs LubyPay

The clearest difference is iOS requirement: LubyPay at 13.4 against PFH's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PFH ships an update every 3 weeks, LubyPay every 2 weeks. The most recent releases landed on September 24, 2026 and July 9, 2026 respectively.

## The numbers

| Metric | PFH | LubyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lubypay/id6499191671/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 138 MB | 68 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [PFH Finance Limited](https://appshunter.io/developer/1676883307) | [LubyAll LLC](https://appshunter.io/developer/1657171427) |

## What reviewers say

### PFH

[App page](https://appshunter.io/ios/app/pfh/id6475807024)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### LubyPay

[App page](https://appshunter.io/ios/app/lubypay/id6499191671)

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

**Highlights:** Secure and convenient payments, Free multi-currency wallet, Instant fund addition, Send, request, and transfer money, Multi-currency exchange, Virtual card issuance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PFH free?

PFH is free to download, with no in-app purchases.

### Is LubyPay free?

LubyPay is free to download, with no in-app purchases.

### Do PFH or LubyPay have ads?

Neither PFH nor LubyPay shows ads.

### Which is updated more often, PFH or LubyPay?

PFH ships an update every 3 weeks, and LubyPay every 2 weeks. Most recently, PFH was updated on September 24, 2026 and LubyPay on July 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*