# Gandyam Pay vs Tonji

The clearest difference is rating: Tonji at 5.0 against Gandyam Pay's 4.2. Tonji also leads on iOS requirement (15.0 vs 26.0). Gandyam Pay's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tonji holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Gandyam Pay has 5 ratings behind it against 1, so its average is the more settled of the two.

Gandyam Pay ships an update weekly, Tonji every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Gandyam Pay | Tonji |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/gandyam-pay/id6476113067/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tonji/id6772150068/reviews)** |
| Number of ratings | **5** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 63 MB | 32 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [GANDYAM LIGDI SARL](https://appshunter.io/developer/1709975434) | [Paynala](https://appshunter.io/developer/1873045273) |

## What reviewers say

### Gandyam Pay

[App page](https://appshunter.io/ios/app/gandyam-pay/id6476113067)

Send and receive money quickly and securely across Africa. Enjoy competitive exchange rates and low transfer fees, starting from $1. Access 24/7 customer support and flexible transfer options to mobile money accounts and bank accounts.

**Highlights:** Fast money transfers, Best exchange rates, Low transfer fees, 24/7 customer support, Flexible transfers to mobile money, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tonji

[App page](https://appshunter.io/ios/app/tonji/id6772150068)

Easily create and manage group funds for any occasion, from birthdays to emergencies. Collect money directly via Mobile Money and track contributions in real-time. Share your fund with a simple link.

**Highlights:** Create funds in under a minute, Collect via Mobile Money, Real-time tracking of total and participants, Funds sent to chosen withdrawal number, Shareable via link, Private or public fund options, Secure registration and fraud prevention

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Gandyam Pay free?

Gandyam Pay is free to download, with no in-app purchases.

### Is Tonji free?

Tonji is free to download, with no in-app purchases.

### Which has better reviews, Gandyam Pay or Tonji?

Tonji is rated higher. Gandyam Pay averages 4.2 out of 5 from 5 ratings, while Tonji averages 5.0 from 1 ratings.

### Do Gandyam Pay or Tonji have ads?

Neither Gandyam Pay nor Tonji shows ads.

### Which is updated more often, Gandyam Pay or Tonji?

Gandyam Pay ships an update weekly, and Tonji every 3 weeks. Most recently, Gandyam Pay was updated on October 24, 2026 and Tonji on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*