# PayFiniti vs SavingsBox

The clearest difference is in-app purchases: PayFiniti at none against SavingsBox's 1. PayFiniti also leads on iOS requirement (14.0 vs 16.4). SavingsBox's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (3 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. SavingsBox sells 1 in-app purchase, starting at $4.99 per month. PayFiniti asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for PayFiniti against 5.0 for SavingsBox. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

PayFiniti ships an update monthly, SavingsBox every 2 weeks. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PayFiniti | SavingsBox |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/payfiniti/id6476122229/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/savingsbox/id6775351517/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 67 MB | 87 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [PayFiniti LLC](https://appshunter.io/developer/1725912577) | [The SavingsBox Inc](https://appshunter.io/developer/1530832058) |

## What reviewers say

### PayFiniti

[App page](https://appshunter.io/ios/app/payfiniti/id6476122229)

Manage all your digital and cryptocurrency wallets in one place. Track transactions, fund your account via multiple channels, and make fast, secure payments. Offers cost-effective solutions with low fees and FDIC insurance.

**Highlights:** Link external digital and crypto wallets, Seamless activity and spending tracking, Multiple funding channels (ACH, wire, crypto), Fast and secure transactions, Low fees and unlimited transactions, FDIC insured via sponsor bank

**Features:** macOS Compatibility

**In-app purchases:** none


### SavingsBox

[App page](https://appshunter.io/ios/app/savingsbox/id6775351517)

This app helps you save money for specific goals with AI-powered guidance and accountability. It allows you to create personalized savings boxes, track progress, and connect with financial professionals for tailored advice.

**Highlights:** Personalized savings boxes for any goal, AI financial coach for guidance, Accountability Circles and Group Boxes, Round-Up Savings from purchases, Debt and goal tracking, Book sessions with financial professionals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |


## Frequently asked questions

### Is PayFiniti free?

PayFiniti is free to download, with no in-app purchases.

### Is SavingsBox free?

SavingsBox is free to download, with in-app purchases available.

### Which has better reviews, PayFiniti or SavingsBox?

PayFiniti and SavingsBox are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do PayFiniti or SavingsBox have ads?

Neither PayFiniti nor SavingsBox shows ads.

### Which is updated more often, PayFiniti or SavingsBox?

PayFiniti ships an update monthly, and SavingsBox every 2 weeks. Most recently, PayFiniti was updated on November 8, 2026 and SavingsBox on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*