# SSV SmartPay Personal vs MoneySuite Pro

The clearest difference is iOS requirement: MoneySuite Pro at 13.0 against SSV SmartPay Personal's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SSV SmartPay Personal ships an update every 6 weeks, MoneySuite Pro every 4 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SSV SmartPay Personal | MoneySuite Pro |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | Free | — |
| Size | 60 MB | 36 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SSV SMARTPAY Limited](https://appshunter.io/developer/1726161330) | [MoneySuite LTD](https://appshunter.io/developer/1820763296) |

## What reviewers say

### SSV SmartPay Personal

[App page](https://appshunter.io/ios/app/ssv-smartpay-personal/id6476199859)

This app facilitates quick, secure, and free money transfers within the UK. It allows users to send and receive payments for various purposes, including shopping, rent, and splitting bills, directly from their bank apps. It also supports in-store payments via QR codes at participating retailers.

**Highlights:** Send and receive money, Split bills and pay rent, Instant bank transfers, Pay in-store with QR codes, Works with major UK banks, Add personal notes to payments

**Features:** Vision Pro support

**In-app purchases:** none


### MoneySuite Pro

[App page](https://appshunter.io/ios/app/moneysuite-pro/id6747314198)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SSV SmartPay Personal free?

SSV SmartPay Personal is free to download, with no in-app purchases.

### Is MoneySuite Pro free?

MoneySuite Pro is free to download, with no in-app purchases.

### Do SSV SmartPay Personal or MoneySuite Pro have ads?

Neither SSV SmartPay Personal nor MoneySuite Pro shows ads.

### Which is updated more often, SSV SmartPay Personal or MoneySuite Pro?

SSV SmartPay Personal ships an update every 6 weeks, and MoneySuite Pro every 4 weeks. Most recently, SSV SmartPay Personal was updated on November 4, 2026 and MoneySuite Pro on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*