# SSV SmartPay Personal vs SharePay

SSV SmartPay Personal and SharePay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SSV SmartPay Personal ships an update every 6 weeks, SharePay monthly. The most recent releases landed on October 12, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | SSV SmartPay Personal | SharePay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | — |
| Size | 60 MB | 78 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [SSV SMARTPAY Limited](https://appshunter.io/developer/1726161330) | [Sharepay ltd](https://appshunter.io/developer/1846135788) |

## What reviewers say

### SSV SmartPay Personal

[App page](https://appshunter.io/ios/app/ssv-smartpay-personal/id6476199859)

This app facilitates quick, secure, and free money transfers within the UK. It allows users to send and receive payments for various purposes, including shopping, rent, and splitting bills, directly from their bank apps. It also supports in-store payments via QR codes at participating retailers.

**Highlights:** Send and receive money, Split bills and pay rent, Instant bank transfers, Pay in-store with QR codes, Works with major UK banks, Add personal notes to payments

**Features:** Vision Pro support

**In-app purchases:** none


### SharePay

[App page](https://appshunter.io/ios/app/sharepay/id6753986711)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSV SmartPay Personal free?

SSV SmartPay Personal is free to download, with no in-app purchases.

### Is SharePay free?

SharePay is free to download, with no in-app purchases.

### Do SSV SmartPay Personal or SharePay have ads?

Neither SSV SmartPay Personal nor SharePay shows ads.

### Which is updated more often, SSV SmartPay Personal or SharePay?

SSV SmartPay Personal ships an update every 6 weeks, and SharePay monthly. Most recently, SSV SmartPay Personal was updated on October 12, 2026 and SharePay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*