# MonBud vs Pay Me Back

The clearest difference is in-app purchases: MonBud at none against Pay Me Back's 3. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Pay Me Back sells 3 in-app purchases, starting at $1.99 per month. MonBud asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for MonBud against 5.0 for Pay Me Back. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | MonBud | Pay Me Back |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/monbud/id6476326261/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/pay-me-back-bill-splitter/id6503019110/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 54 MB | 57 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Michael Chinweike](https://appshunter.io/developer/1678008499) | [Milan Ravenell](https://appshunter.io/developer/1422843362) |

## What reviewers say

### MonBud

[App page](https://appshunter.io/ios/app/monbud/id6476326261)

Connect with a global community to share financial insights, discover opportunities, and set achievable goals. Access expert advice, articles, and live events to foster career, business, and wealth growth.

**Highlights:** Global marketplace for opportunities, SMART goal setting with reminders, Expert and peer advice forums, Knowledge sharing in feeds, Monthly livestream events with experts, Connect with financial institutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay Me Back

[App page](https://appshunter.io/ios/app/pay-me-back-bill-splitter/id6503019110)

Effortlessly split bills and track shared expenses with friends. Simply photograph receipts, and the app calculates individual amounts, including tax and tip. It then generates a shareable link, directing users to payment platforms like Venmo for easy reimbursement.

**Highlights:** Receipt scanning, Automatic tax and tip calculation, Shareable payment links, Direct integration with Venmo, Expense tracking, Bill splitting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pay Me Back Premium Monthly | $1.99 | per month |
| Pay Me Back Premium SemiAnnual | $7.49 | per 6 months |
| Pay Me Back Premium Yearly | $12.99 | per year |


## Frequently asked questions

### Is MonBud free?

MonBud is free to download, with no in-app purchases.

### Is Pay Me Back free?

Pay Me Back is free to download, with in-app purchases available.

### Which has better reviews, MonBud or Pay Me Back?

MonBud and Pay Me Back are both rated 5.0 out of 5 on the App Store, from 2 and 4 ratings respectively.

### Do MonBud or Pay Me Back have ads?

Neither MonBud nor Pay Me Back shows ads.

### Which is updated more often, MonBud or Pay Me Back?

MonBud ships an update monthly, and Pay Me Back monthly. Most recently, MonBud was updated on October 24, 2026 and Pay Me Back on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*