# GoColonial vs CUTX Mortgage

The clearest difference is rating: GoColonial at 4.7 against CUTX Mortgage's 1.0. GoColonial also leads on ratings volume (699 vs 1). CUTX Mortgage's advantage is update cadence (every 6 weeks vs every 7 months) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GoColonial holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: GoColonial has 699 ratings behind it against 1, so its average is the more settled of the two.

GoColonial ships an update every 7 months, CUTX Mortgage every 6 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | GoColonial | CUTX Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (699 ratings)](https://appshunter.io/ios/app/gocolonial/id6476404479/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cutx-mortgage/id6504238741/reviews) |
| Number of ratings | **699** | 1 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 42 MB | 142 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Colonial Savings, F. A.](https://appshunter.io/developer/446172937) | [Credit Union of Texas](https://appshunter.io/developer/465929597) |

## What reviewers say

### GoColonial

[App page](https://appshunter.io/ios/app/gocolonial/id6476404479)

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

**Highlights:** Loan account management, Mortgage payment assistance, Refinancing opportunities, Insurance services, Customer support for loan questions

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use website
- 🚀 Nicely done app improvements

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use

**Reported bugs**

- App refuses to update
- Spinning wheel of death on login

**Requested features**

- Easier access to auto-pay settings
- Remove need to re-enter verified accounts


### CUTX Mortgage

[App page](https://appshunter.io/ios/app/cutx-mortgage/id6504238741)

Manage your mortgage servicing needs with this app. Make one-time or recurring payments, download important loan documents, and update your notification preferences. View detailed loan information and transaction history.

**Highlights:** Make one-time mortgage payments, Schedule recurring payments, Download loan documents, Update notification preferences, View loan information and history, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GoColonial free?

GoColonial is free to download, with no in-app purchases.

### Is CUTX Mortgage free?

CUTX Mortgage is free to download, with no in-app purchases.

### Which has better reviews, GoColonial or CUTX Mortgage?

GoColonial is rated higher. GoColonial averages 4.7 out of 5 from 699 ratings, while CUTX Mortgage averages 1.0 from 1 ratings.

### Do GoColonial or CUTX Mortgage have ads?

Neither GoColonial nor CUTX Mortgage shows ads.

### Which is updated more often, GoColonial or CUTX Mortgage?

GoColonial ships an update every 7 months, and CUTX Mortgage every 6 weeks. Most recently, GoColonial was updated on October 20, 2026 and CUTX Mortgage on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*