# GoColonial vs TCDRS

The clearest difference is update cadence: TCDRS at every 2 days against GoColonial's every 7 months. TCDRS also leads on rating (5.0 vs 4.7) and device support (3 vs 1). GoColonial's advantage is ratings volume (647 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TCDRS holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: GoColonial has 647 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 40% of GoColonial's written reviews are positive against 33% of TCDRS's, so the app with the better star average is not the one people write more warmly about.

GoColonial ships an update every 7 months, TCDRS every 2 days. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | GoColonial | TCDRS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (647 ratings)](https://appshunter.io/ios/app/gocolonial/id6476404479/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/tcdrs/id6745794430/reviews)** |
| Number of ratings | **647** | 4 |
| Positive reviews | **40.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 days** |
| Monetization | Free | Free |
| Size | 42 MB | 8 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Colonial Savings, F. A.](https://appshunter.io/developer/446172937) | [Texas County and District Retirement System](https://appshunter.io/developer/1813912753) |

## What reviewers say

### GoColonial

[App page](https://appshunter.io/ios/app/gocolonial/id6476404479)

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

**Highlights:** Loan account management, Mortgage payment assistance, Refinancing opportunities, Insurance services, Customer support for loan questions

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use website
- 🚀 Nicely done app improvements

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use

**Reported bugs**

- App refuses to update
- Spinning wheel of death on login

**Requested features**

- Easier access to auto-pay settings
- Remove need to re-enter verified accounts


### TCDRS

[App page](https://appshunter.io/ios/app/tcdrs/id6745794430)

Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.

**Highlights:** View account balance and transaction history, Estimate monthly retirement benefits, Apply for retirement or withdrawals, Manage beneficiaries, Update contact information, Access annual statements, Track retirement payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GoColonial free?

GoColonial is free to download, with no in-app purchases.

### Is TCDRS free?

TCDRS is free to download, with no in-app purchases.

### Which has better reviews, GoColonial or TCDRS?

TCDRS is rated higher. GoColonial averages 4.7 out of 5 from 647 ratings, while TCDRS averages 5.0 from 4 ratings.

### Do GoColonial or TCDRS have ads?

Neither GoColonial nor TCDRS shows ads.

### Which is updated more often, GoColonial or TCDRS?

GoColonial ships an update every 7 months, and TCDRS every 2 days. Most recently, GoColonial was updated on October 7, 2026 and TCDRS on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*