# GoColonial vs Cochyn

The clearest difference is review sentiment: Cochyn at 100% against GoColonial's 40%. Cochyn also leads on update cadence (every 2 weeks vs every 7 months) and rating (5.0 vs 4.7). GoColonial's advantage is ratings volume (647 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cochyn holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: GoColonial has 647 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 40% of GoColonial's written reviews are positive against 100% of Cochyn's.

GoColonial ships an update every 7 months, Cochyn every 2 weeks. The most recent releases landed on September 19, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | GoColonial | Cochyn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (647 ratings)](https://appshunter.io/ios/app/gocolonial/id6476404479/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cochyn/id6762328468/reviews)** |
| Number of ratings | **647** | 4 |
| Positive reviews | 40.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 42 MB | 36 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Colonial Savings, F. A.](https://appshunter.io/developer/446172937) | [MyBiZSquare LLC](https://appshunter.io/developer/1630781150) |

## What reviewers say

### GoColonial

[App page](https://appshunter.io/ios/app/gocolonial/id6476404479)

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

**Highlights:** Loan account management, Mortgage payment assistance, Refinancing opportunities, Insurance services, Customer support for loan questions

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use website
- 🚀 Nicely done app improvements

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use

**Reported bugs**

- App refuses to update
- Spinning wheel of death on login

**Requested features**

- Easier access to auto-pay settings
- Remove need to re-enter verified accounts


### Cochyn

[App page](https://appshunter.io/ios/app/cochyn/id6762328468)

Effortlessly manage and split shared expenses for trips and outings. Log costs, track who paid, and see exactly who owes whom. Supports multi-currency and carries balances forward to future events.

**Highlights:** Create events for trips and outings, Log expenses with payer and involvement details, Split costs equally, by percentage, or custom amounts, Multi-currency support with real-time exchange rates, Accumulate balances across multiple events, Manage family and group balances, Dashboard with active events and balance summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GoColonial free?

GoColonial is free to download, with no in-app purchases.

### Is Cochyn free?

Cochyn is free to download, with no in-app purchases.

### Which has better reviews, GoColonial or Cochyn?

Cochyn is rated higher. GoColonial averages 4.7 out of 5 from 647 ratings, while Cochyn averages 5.0 from 4 ratings.

### Do GoColonial or Cochyn have ads?

Neither GoColonial nor Cochyn shows ads.

### Which is updated more often, GoColonial or Cochyn?

GoColonial ships an update every 7 months, and Cochyn every 2 weeks. Most recently, GoColonial was updated on September 19, 2026 and Cochyn on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*