# Mipay vs 投資Talk君

The clearest difference is review sentiment: 投資Talk君 at 100% against Mipay's 0%. 投資Talk君 also leads on rating (4.2 vs 2.7) and update cadence (every 2 weeks vs every 5 months). Mipay's advantage is in-app purchases (none vs 27) and device support (3 vs 1). On price, ratings volume and ads there is nothing between them.

Both are free to download. 投資Talk君 sells 26 in-app purchases, starting at $59.99 per month. Mipay asks for nothing beyond the download.

投資Talk君 holds the better App Store score, 4.2 against 2.7. Both are backed by a comparable volume of ratings — 11 and 26 respectively. Written reviews point the same way: 0% of Mipay's written reviews are positive against 100% of 投資Talk君's.

Mipay ships an update every 5 months, 投資Talk君 every 2 weeks. The most recent releases landed on June 8, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Mipay | 投資Talk君 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (11 ratings)](https://appshunter.io/ios/app/mipay/id6476452609/reviews) | **[4.2 (26 ratings)](https://appshunter.io/ios/app/talk/id6740838215/reviews)** |
| Number of ratings | 11 | **26** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#95** |
| Size | 37 MB | 157 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MI FU APP SG PTE. LTD.](https://appshunter.io/developer/1726786728) | [JingLiang](https://appshunter.io/developer/1780816273) |

## What reviewers say

### Mipay

[App page](https://appshunter.io/ios/app/mipay/id6476452609)

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

**Highlights:** International money transfers, Mastercard top-ups, Multi-currency accounts, Cross-border transactions, Secure and convenient

**In-app purchases:** none


### 投資Talk君

[App page](https://appshunter.io/ios/app/talk/id6740838215)

**Currently charting:** #95 Top Grossing · Finance (US App Store)

This app provides investment strategies and insights from a financial industry professional. It offers exclusive content, curated stock lists, and community interaction to help users improve their investment performance. Tailored strategies cater to different risk appetites and investment styles.

**Highlights:** Exclusive community access, Curated stock watchlists, Trading and portfolio tracking, Stable profit strategy, Growth value strategy, High-speed momentum strategy, VIP learning zone with exclusive videos

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (26)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 专业版 30天｜Talk君观察+持仓清单大公开 | $59.99 | per month |
| 标准版 90天｜3大投资策略+个股分析视频 | $109.99 | per 3 months |
| 专业版 90天｜Talk君观察+持仓清单大公开 | $159.99 | per 3 months |
| 专业版 90 天｜Talk君持仓清单大公开 | $179.00 | per 3 months |
| 精选版 90天｜轻松入门精选内容 | $199.00 | per 3 months |
| 专业版 90天｜Talk君观察+持仓清单大公开 | $209.00 | per 3 months |
| 专业版 90天｜Talk君观察+持仓清单大公开 | $249.00 | per 3 months |
| 标准版 365 天｜3大投资策略+个股分析视频 | $299.00 | per year |
| 专业版 180天｜Talk君观察+持仓清单大公开 | $369.00 | per 6 months |
| 标准版 365 天｜3大投资策略+个股分析视频 | $399.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $429.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $429.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $449.00 | per year |
| 专业版 365天｜Talk君自选+持仓再升级 | $449.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $479.00 | per year |
| 专业版 365 天｜Talk君持仓即时追踪 | $499.00 | per year |
| 【免费试用3天】专业版 365天｜Talk君持仓清单大公开 | $499.00 | per year |
| 专业版 365天｜Talk君持仓清单大公开 | $499.00 | per year |
| 【限YT会员】专业版365天｜Talk君观察+持仓清单大公开 | $499.00 | per year |
| 【限时45折】专业版 365 天｜Beta 计算机使用无限次 | $539.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $549.00 | per year |
| 专业版 365天｜Talk君观察+持仓清单大公开 | $559.00 | per year |
| 专业版 365 天｜Talk君持仓即时追踪 | $599.00 | per year |
| 【限时特惠】365天 | $599.00 | per year |
| 【限YT会员】尊荣版 365天｜私享小逃投资指导+专属聊天室 | $1299.99 | per year |
| 尊荣版 365天｜小桃亲自指导+尊荣专属投资直播 | $1399.99 | per year |


## Frequently asked questions

### Is Mipay free?

Mipay is free to download, with no in-app purchases.

### Is 投資Talk君 free?

投資Talk君 is free to download, with in-app purchases available.

### Which has better reviews, Mipay or 投資Talk君?

投資Talk君 is rated higher. Mipay averages 2.7 out of 5 from 11 ratings, while 投資Talk君 averages 4.2 from 26 ratings.

### Do Mipay or 投資Talk君 have ads?

Neither Mipay nor 投資Talk君 shows ads.

### Which is updated more often, Mipay or 投資Talk君?

Mipay ships an update every 5 months, and 投資Talk君 every 2 weeks. Most recently, Mipay was updated on June 8, 2026 and 投資Talk君 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*