# Finli vs LubyPay

The clearest difference is rating: LubyPay at 5.0 against Finli's 4.5. Finli's advantage is update cadence (every 2 days vs weekly) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LubyPay holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Finli ships an update every 2 days, LubyPay weekly. Both last shipped on November 4, 2026.

## The numbers

| Metric | Finli | LubyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/finli/id6476516466/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lubypay/id6499191671/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | Free | Free |
| Size | 10 MB | 69 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Finli, Inc](https://appshunter.io/developer/1456222128) | [LubyAll LLC](https://appshunter.io/developer/1657171427) |

## What reviewers say

### Finli

[App page](https://appshunter.io/ios/app/finli/id6476516466)

Streamline small business operations by managing digital payments, creating professional invoices and quotes, and tracking customers and inventory. Gain insights into your cash flow and optimize business decisions with detailed reporting.

**Highlights:** Digital payment collection (ACH/Credit Card), Professional invoice and quote generation, Recurring invoices and payment reminders, Built-in customer relationship management (CRM), Automated inventory tracking, Detailed financial reporting

**Features:** macOS Compatibility

**In-app purchases:** none


### LubyPay

[App page](https://appshunter.io/ios/app/lubypay/id6499191671)

This mobile e-wallet simplifies daily transactions with secure, cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options. The app aims to empower users with financial freedom and a rewarding payment experience.

**Highlights:** Secure payments, Multi-currency wallet, Instant fund addition, Send/Request/Transfer money, Virtual card, Gift cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finli free?

Finli is free to download, with no in-app purchases.

### Is LubyPay free?

LubyPay is free to download, with no in-app purchases.

### Which has better reviews, Finli or LubyPay?

LubyPay is rated higher. Finli averages 4.5 out of 5 from 4 ratings, while LubyPay averages 5.0 from 1 ratings.

### Do Finli or LubyPay have ads?

Neither Finli nor LubyPay shows ads.

### Which is updated more often, Finli or LubyPay?

Finli ships an update every 2 days, and LubyPay weekly. Most recently, Finli was updated on November 4, 2026 and LubyPay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*