# iSpend vs Spending Tracker

The clearest difference is in-app purchases: iSpend at none against Spending Tracker's 1. iSpend also leads on iOS requirement (17.0 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. iSpend asks for nothing beyond the download.

iSpend ships an update fortnightly, Spending Tracker monthly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | iSpend | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochi-money/id6758917375/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | — | Free |
| Size | 4 MB | 30 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Spencer Marks](https://appshunter.io/developer/1558157023) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### iSpend

[App page](https://appshunter.io/ios/app/ispend-cbt/id6476516614)

**In-app purchases:** none


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochi-money/id6758917375)

Easily track your daily expenses, visualize spending by category, and set monthly budgets. This friendly app helps you save for your goals and manage recurring bills without complex accounting.

**Highlights:** Track daily spending, Visualize spending by category, Set monthly budgets, Save for financial goals, Manage recurring bills, Home screen widgets, Quick log expense entry

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is iSpend free?

iSpend is free to download, with no in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do iSpend or Spending Tracker have ads?

Neither iSpend nor Spending Tracker shows ads.

### Which is updated more often, iSpend or Spending Tracker?

iSpend ships an update fortnightly, and Spending Tracker monthly. Most recently, iSpend was updated on October 25, 2026 and Spending Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*