# iSpend vs Spending Tracker

The clearest difference is in-app purchases: iSpend at none against Spending Tracker's 1. iSpend also leads on iOS requirement (17.0 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. iSpend asks for nothing beyond the download.

iSpend ships an update fortnightly, Spending Tracker monthly. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | iSpend | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | — | Free with in-app purchases |
| Size | 4 MB | 20 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Spencer Marks](https://appshunter.io/developer/1558157023) | [Pratish Shrestha](https://appshunter.io/developer/1756880914) |

## What reviewers say

### iSpend

[App page](https://appshunter.io/ios/app/ispend-cbt/id6476516614)

**In-app purchases:** none


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375)

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

**Highlights:** Track daily expenses, Stay on budget, Visualize spending categories, Save for goals, Home screen widgets, Manage recurring charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


## Frequently asked questions

### Is iSpend free?

iSpend is free to download, with no in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do iSpend or Spending Tracker have ads?

Neither iSpend nor Spending Tracker shows ads.

### Which is updated more often, iSpend or Spending Tracker?

iSpend ships an update fortnightly, and Spending Tracker monthly. Most recently, iSpend was updated on October 3, 2026 and Spending Tracker on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*