# iSpend vs MyMoneyPal

The clearest difference is in-app purchases: iSpend at none against MyMoneyPal's 4. iSpend also leads on update cadence (fortnightly vs monthly). MyMoneyPal's advantage is iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. MyMoneyPal sells 4 in-app purchases, starting at $2.99 per month. iSpend asks for nothing beyond the download.

iSpend ships an update fortnightly, MyMoneyPal monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | iSpend | MyMoneyPal |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Size | 4 MB | 47 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Spencer Marks](https://appshunter.io/developer/1558157023) | [MUHAMMAD SALMAN](https://appshunter.io/developer/1893998125) |

## What reviewers say

### iSpend

[App page](https://appshunter.io/ios/app/ispend-cbt/id6476516614)

**In-app purchases:** none


### MyMoneyPal

[App page](https://appshunter.io/ios/app/mymoneypal-spending-tracker/id6762380756)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Couples Account – Monthly | $2.99 | per month |
| Travel Mode — Monthly | $3.99 | per month |
| Couples Account – Annual | $29.99 | per year |
| Travel Mode — Annual | $39.99 | per year |


## Frequently asked questions

### Is iSpend free?

iSpend is free to download, with no in-app purchases.

### Is MyMoneyPal free?

MyMoneyPal is free to download, with in-app purchases available.

### Do iSpend or MyMoneyPal have ads?

Neither iSpend nor MyMoneyPal shows ads.

### Which is updated more often, iSpend or MyMoneyPal?

iSpend ships an update fortnightly, and MyMoneyPal monthly. Most recently, iSpend was updated on October 25, 2026 and MyMoneyPal on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*