# maak app vs MTM pay

The clearest difference is rating: maak app at 5.0 against MTM pay's 3.0. maak app also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

maak app holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

maak app ships an update every 2 weeks, MTM pay fortnightly. The most recent releases landed on September 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | maak app | MTM pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/maak-app/id6476560852/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/mtm-pay/id6752014397/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 193 MB | 76 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Oliv](https://appshunter.io/developer/1706836281) | [MTM S.A.L](https://appshunter.io/developer/1837875654) |

## What reviewers say

### maak app

[App page](https://appshunter.io/ios/app/maak-app/id6476560852)

A digital banking platform designed for everyday financial needs, offering secure account management, instant transfers, and convenient payments. It aims to provide an accessible and impactful financial experience for everyone.

**Highlights:** Seamless digital onboarding with e-KYC, Streamlined compliance approval, Manage LBP and USD accounts, Instant fee-free transfers, Virtual cards for online payments, QR code payments, Buy digital vouchers and subscriptions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MTM pay

[App page](https://appshunter.io/ios/app/mtm-pay/id6752014397)

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

**Highlights:** E-wallet account approval, Secure transactions with encryption and biometrics, Instant money transfers, Bill payments and mobile top-ups, QR code payments, Transaction history and reports, Digital receipts and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is maak app free?

maak app is free to download, with no in-app purchases.

### Is MTM pay free?

MTM pay is free to download, with no in-app purchases.

### Which has better reviews, maak app or MTM pay?

maak app is rated higher. maak app averages 5.0 out of 5 from 1 ratings, while MTM pay averages 3.0 from 1 ratings.

### Do maak app or MTM pay have ads?

MTM pay shows ads; maak app does not.

### Which is updated more often, maak app or MTM pay?

maak app ships an update every 2 weeks, and MTM pay fortnightly. Most recently, maak app was updated on September 20, 2026 and MTM pay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*