# Lucy Copilot vs Bluewater Pay

The clearest difference is update cadence: Bluewater Pay at every 4 months against Lucy Copilot's every 21 months. Lucy Copilot's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lucy Copilot ships an update every 21 months, Bluewater Pay every 4 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Lucy Copilot | Bluewater Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 4 months** |
| Size | 15 MB | 75 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Lucy Analytics AB](https://appshunter.io/developer/1727318719) | [Youmoni](https://appshunter.io/developer/1561173939) |

## What reviewers say

### Lucy Copilot

[App page](https://appshunter.io/ios/app/lucy-copilot/id6476610671)

**Features:** macOS Compatibility

**In-app purchases:** none


### Bluewater Pay

[App page](https://appshunter.io/ios/app/bluewater-pay/id6755677901)

**In-app purchases:** none


## Frequently asked questions

### Is Lucy Copilot free?

Lucy Copilot is free to download, with no in-app purchases.

### Is Bluewater Pay free?

Bluewater Pay is free to download, with no in-app purchases.

### Do Lucy Copilot or Bluewater Pay have ads?

Neither Lucy Copilot nor Bluewater Pay shows ads.

### Which is updated more often, Lucy Copilot or Bluewater Pay?

Lucy Copilot ships an update every 21 months, and Bluewater Pay every 4 months. Most recently, Lucy Copilot was updated on October 16, 2026 and Bluewater Pay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*