# 明白记账 vs FIRE记账

The clearest difference is price: FIRE记账 at Free against 明白记账's $1.99. 明白记账's advantage is in-app purchases (none vs 8) and review sentiment (75% vs 67%). On update cadence, ads, device support and iOS requirement there is nothing between them.

FIRE记账 is free to download; 明白记账 costs $1.99 up front. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year. 明白记账 asks for nothing beyond the download.

明白记账 ships an update every 6 days, FIRE记账 weekly. Both last shipped on October 8, 2026.

## The numbers

| Metric | 明白记账 | FIRE记账 |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fire/id6742338689/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **75.0% of reviews** | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Weekly |
| Monetization | — | Free with in-app purchases |
| Size | 15 MB | 58 MB |
| Requires iOS | **17.0** | 17.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [炜炜 陆](https://appshunter.io/developer/1620114538) | [学明 庞](https://appshunter.io/developer/1797330435) |

## What reviewers say

### 明白记账

[App page](https://appshunter.io/ios/app/id6476616144)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FIRE记账

[App page](https://appshunter.io/ios/app/fire/id6742338689)

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

**Highlights:** Asset and liability management, Real-time stock and fund price updates, Automated loan repayment plans, Automatic transaction recording, Credit card management, Recurring income/expense tracking, Loan calculation tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包年 | $0.99 | per year |
| 月度会员 | $1.99 | one-time |
| 小额捐赠 | $2.99 | one-time |
| 中额捐赠 | $7.99 | one-time |
| 年度会员 | $7.99 | one-time |
| 三年会员 | $19.99 | one-time |
| 大额捐赠 | $29.99 | one-time |
| 永久会员 | $29.99 | one-time |


## Frequently asked questions

### Is 明白记账 free?

明白记账 costs $1.99, with no in-app purchases.

### Is FIRE记账 free?

FIRE记账 is free to download, with in-app purchases available.

### Do 明白记账 or FIRE记账 have ads?

Neither 明白记账 nor FIRE记账 shows ads.

### Which is updated more often, 明白记账 or FIRE记账?

明白记账 ships an update every 6 days, and FIRE记账 weekly. Most recently, 明白记账 was updated on October 8, 2026 and FIRE记账 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*