# SpendFit Expense Tracker vs Last Payment

The clearest difference is iOS requirement: Last Payment at 16.4 against SpendFit Expense Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SpendFit Expense Tracker sells 4 in-app purchases, starting at $2.49 per month and Last Payment sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

SpendFit Expense Tracker ships an update monthly, Last Payment every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | SpendFit Expense Tracker | Last Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | — | Freemium |
| Size | 40 MB | 60 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Juan González](https://appshunter.io/developer/384409734) | [Emre Balli](https://appshunter.io/developer/1635136655) |

## What reviewers say

### SpendFit Expense Tracker

[App page](https://appshunter.io/ios/app/spendfit-expense-tracker/id6476791324)

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $2.49 | per month |
| Monthly subscription | $4.99 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription | $39.99 | per year |


### Last Payment

[App page](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783)

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

**Highlights:** Offline data privacy, Unlimited bill tracking, Flexible recurring payment setup, Upcoming, overdue, and paid expense overview, Customizable reminders, Spending analytics, Export to CSV & PDF

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Last Payment Pro Monthly | $3.99 | per month |
| Last Payment Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is SpendFit Expense Tracker free?

SpendFit Expense Tracker is free to download, with in-app purchases available.

### Is Last Payment free?

Last Payment is free to download, with in-app purchases available.

### Do SpendFit Expense Tracker or Last Payment have ads?

Neither SpendFit Expense Tracker nor Last Payment shows ads.

### Which is updated more often, SpendFit Expense Tracker or Last Payment?

SpendFit Expense Tracker ships an update monthly, and Last Payment every 3 weeks. Most recently, SpendFit Expense Tracker was updated on October 7, 2026 and Last Payment on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*