# VisionPay vs Mona

The clearest difference is in-app purchases: VisionPay at none against Mona's 4. VisionPay also leads on iOS requirement (13.0 vs 18.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Mona sells 4 in-app purchases, starting at $2.99 per month. VisionPay asks for nothing beyond the download.

VisionPay ships an update every 2 weeks, Mona every 3 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | VisionPay | Mona |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (4 ratings)](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | — | Freemium |
| Size | 78 MB | 29 MB |
| Requires iOS | **13.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vision Investments Limited](https://appshunter.io/developer/1433332340) | [Anh Nguyen](https://appshunter.io/developer/1458306452) |

## What reviewers say

### VisionPay

[App page](https://appshunter.io/ios/app/visionpay/id6477389633)

**Features:** macOS Compatibility

**In-app purchases:** none


### Mona

[App page](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204)

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

**Highlights:** AI expense tracking with natural language input, Real-time budget planning and progress monitoring, Spending analysis with finance reports and charts, Multi-account and wallet management, Bill and recurring payment awareness, Savings goal tracking, Privacy-first, offline-first design

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Pro (Monthly) | $2.99 | per month |
| Mona Pro (Yearly) | $9.99 | per year |
| Mona Pro (Lifetime) | $12.99 | one-time |
| Mona Pro (Lifetime) | $19.99 | one-time |


## Frequently asked questions

### Is VisionPay free?

VisionPay is free to download, with no in-app purchases.

### Is Mona free?

Mona is free to download, with in-app purchases available.

### Do VisionPay or Mona have ads?

Neither VisionPay nor Mona shows ads.

### Which is updated more often, VisionPay or Mona?

VisionPay ships an update every 2 weeks, and Mona every 3 weeks. Most recently, VisionPay was updated on October 25, 2026 and Mona on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*