# S Pay Merchant vs SISCO Mbanking

The clearest difference is update cadence: SISCO Mbanking at daily against S Pay Merchant's every 2 months. S Pay Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S Pay Merchant ships an update every 2 months, SISCO Mbanking daily. Both last shipped on October 25, 2026.

## The numbers

| Metric | S Pay Merchant | SISCO Mbanking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Size | 30 MB | 48 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SuperSoniczPay](https://appshunter.io/developer/1705407038) | [SISCO M-Banking](https://appshunter.io/developer/1607467940) |

## What reviewers say

### S Pay Merchant

[App page](https://appshunter.io/ios/app/s-pay-merchant/id6477390263)

**Features:** macOS Compatibility

**In-app purchases:** none


### SISCO Mbanking

[App page](https://appshunter.io/ios/app/sisco-mbanking/id6755148521)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is S Pay Merchant free?

S Pay Merchant is free to download, with no in-app purchases.

### Is SISCO Mbanking free?

SISCO Mbanking is free to download, with no in-app purchases.

### Do S Pay Merchant or SISCO Mbanking have ads?

Neither S Pay Merchant nor SISCO Mbanking shows ads.

### Which is updated more often, S Pay Merchant or SISCO Mbanking?

S Pay Merchant ships an update every 2 months, and SISCO Mbanking daily. Most recently, S Pay Merchant was updated on October 25, 2026 and SISCO Mbanking on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*