# Splito vs Cost Split Payments

Splito and Cost Split Payments both sit at 4.8 stars, but that hides the real split: 99% of Splito's written reviews are positive against 75% of Cost Split Payments's. Splito also leads on ratings volume (61 vs 11) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Splito sells 4 in-app purchases, starting at $4.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Splito against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Splito has 61 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 99% of Splito's written reviews are positive against 75% of Cost Split Payments's.

Splito ships an update every 2 weeks, Cost Split Payments fortnightly. Both last shipped on October 16, 2026.

## The numbers

| Metric | Splito | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (61 ratings)](https://appshunter.io/ios/app/splito-split-bills-and-rent/id6477442217/reviews)** | [4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews) |
| Number of ratings | **61** | 11 |
| Positive reviews | **98.6% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 137 MB | 35 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CANOPAS SOFTWARE LLP](https://appshunter.io/developer/1570951266) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Splito

[App page](https://appshunter.io/ios/app/splito-split-bills-and-rent/id6477442217)

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

**Highlights:** Instant bill splitting (equal or custom), Track shared expenses, Know who owes whom, Settle up with clear balances, Add multiple payers and uneven splits, Scan receipts to add expenses, Itemized expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splito Pro 1 Month | $4.99 | per month |
| Splito Pro 1 Year | $14.99 | per year |
| Splito Pro 1 Year | $24.99 | per year |
| Pro Lifetime | $99.99 | one-time |


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Splito free?

Splito is free to download, with in-app purchases available.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Which has better reviews, Splito or Cost Split Payments?

Splito is rated higher. Splito averages 4.8 out of 5 from 61 ratings, while Cost Split Payments averages 4.7 from 11 ratings.

### Do Splito or Cost Split Payments have ads?

Neither Splito nor Cost Split Payments shows ads.

### Which is updated more often, Splito or Cost Split Payments?

Splito ships an update every 2 weeks, and Cost Split Payments fortnightly. Most recently, Splito was updated on October 16, 2026 and Cost Split Payments on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*