# Settle up, Split rent wisely vs Chipp

The clearest difference is in-app purchases: Chipp at none against Settle up, Split rent wisely's 5. Settle up, Split rent wisely's advantage is rating (4.7 vs 4.4) and review sentiment (99% vs 78%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Chipp asks for nothing beyond the download.

Settle up, Split rent wisely holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 54 and 16 respectively. Written reviews point the same way: 99% of Settle up, Split rent wisely's written reviews are positive against 78% of Chipp's.

Settle up, Split rent wisely ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on September 24, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Settle up, Split rent wisely | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (54 ratings)](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | **54** | 16 |
| Positive reviews | **98.6% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 137 MB | 116 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CANOPAS SOFTWARE LLP](https://appshunter.io/developer/1570951266) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Settle up, Split rent wisely

[App page](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217)

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

**Highlights:** Instant bill splitting (equal or custom), Track shared expenses, Know who owes whom, Settle up with clear balances, Add multiple payers and uneven splits, Scan receipts to add expenses, Itemized expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splito Pro 1 Month | $4.99 | per month |
| Splito Pro 1 Year | $14.99 | per year |
| Splito Pro 1 Year | $24.99 | per year |
| Pro Lifetime | $99.99 | one-time |


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Settle up, Split rent wisely free?

Settle up, Split rent wisely is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Settle up, Split rent wisely or Chipp?

Settle up, Split rent wisely is rated higher. Settle up, Split rent wisely averages 4.7 out of 5 from 54 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Settle up, Split rent wisely or Chipp have ads?

Neither Settle up, Split rent wisely nor Chipp shows ads.

### Which is updated more often, Settle up, Split rent wisely or Chipp?

Settle up, Split rent wisely ships an update every 2 weeks, and Chipp fortnightly. Most recently, Settle up, Split rent wisely was updated on September 24, 2026 and Chipp on June 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*