# Separate Ways vs Cove

The clearest difference is in-app purchases: Separate Ways at none against Cove's 10. Separate Ways also leads on iOS requirement (14.0 vs 17.6). Cove's advantage is rating (4.4 vs 4.2). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Cove sells 10 in-app purchases, starting at $1.00 per month. Separate Ways asks for nothing beyond the download.

Cove holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Separate Ways ships an update fortnightly, Cove weekly. The most recent releases landed on November 4, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Separate Ways | Cove |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/separate-ways/id6477454098/reviews) | **[4.4 (7 ratings)](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874/reviews)** |
| Number of ratings | 5 | **7** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 53 MB | 78 MB |
| Requires iOS | **14.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Separate Ways Inc](https://appshunter.io/developer/1729369958) | [Splitify](https://appshunter.io/developer/1773486322) |

## What reviewers say

### Separate Ways

[App page](https://appshunter.io/ios/app/separate-ways/id6477454098)

This app provides specialized services for creating accurate divorce asset inventories and valuations. It handles appraisals for high-value items like real estate and retirement accounts, aiming to streamline legal processes and promote fair settlements.

**Highlights:** Divorce asset inventories, High-end asset appraisals, Real estate valuations, Retirement account appraisals, Litigation reduction, Equitable distribution support

**Features:** macOS Compatibility

**In-app purchases:** none


### Cove

[App page](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874)

This AI-powered money assistant automatically tracks all your subscriptions and bills by linking to your accounts. It provides upcoming charge calendars, payment reminders, and helps you manage spending and set budgets. It can even negotiate lower rates on your bills.

**Highlights:** Automatic subscription and bill detection, Upcoming charges calendar, Credit card bill payment reminders, AI-powered spending insights, Budget and goal setting, Bill negotiation service (beta)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Discounted Premium Access 1.00 | $1.00 | per month |
| Premium Access 4.99 | $4.99 | per month |
| Premium Access 5.99 | $5.99 | per month |
| Premium Access 6.99 | $6.99 | per month |
| Premium Access 7.99 | $7.99 | per month |
| Premium Access 8.99 | $8.99 | per month |
| Premium Access 9.99 | $9.99 | per month |
| Premium Access 10.99 | $10.99 | per month |
| Discounted Premium Access 89.99 | $89.99 | per year |
| Premium Access 89 | $89.99 | per year |


## Frequently asked questions

### Is Separate Ways free?

Separate Ways is free to download, with no in-app purchases.

### Is Cove free?

Cove is free to download, with in-app purchases available.

### Which has better reviews, Separate Ways or Cove?

Cove is rated higher. Separate Ways averages 4.2 out of 5 from 5 ratings, while Cove averages 4.4 from 7 ratings.

### Do Separate Ways or Cove have ads?

Neither Separate Ways nor Cove shows ads.

### Which is updated more often, Separate Ways or Cove?

Separate Ways ships an update fortnightly, and Cove weekly. Most recently, Separate Ways was updated on November 4, 2026 and Cove on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*