# Remanent vs PayOffly

The clearest difference is update cadence: Remanent at every 3 weeks against PayOffly's every 3 months. Remanent also leads on iOS requirement (17.0 vs 27.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Remanent sells 1 in-app purchase, starting at $19.99 per year and PayOffly sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Remanent ships an update every 3 weeks, PayOffly every 3 months. The most recent releases landed on November 8, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Remanent | PayOffly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Size | 6 MB | 41 MB |
| Requires iOS | **17.0** | 27.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Wojciech Gumula](https://appshunter.io/developer/1729463411) | [Pavel Sakhanko](https://appshunter.io/developer/1615349705) |

## What reviewers say

### Remanent

[App page](https://appshunter.io/ios/app/remanent/id6477492940)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remanent+ for a year | $19.99 | per year |


### PayOffly

[App page](https://appshunter.io/ios/app/payoffly-debt-payoff-planner/id6754790967)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Monthly Premium Access | $4.99 | per month |
| Annual Premium Access | $17.99 | per year |
| Yearly Premium Access | $39.99 | per year |


## Frequently asked questions

### Is Remanent free?

Remanent is free to download, with in-app purchases available.

### Is PayOffly free?

PayOffly is free to download, with in-app purchases available.

### Do Remanent or PayOffly have ads?

Neither Remanent nor PayOffly shows ads.

### Which is updated more often, Remanent or PayOffly?

Remanent ships an update every 3 weeks, and PayOffly every 3 months. Most recently, Remanent was updated on November 8, 2026 and PayOffly on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*