# SubsCycle vs OweTrack

The clearest difference is in-app purchases: SubsCycle at none against OweTrack's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month. SubsCycle asks for nothing beyond the download.

SubsCycle ships an update monthly, OweTrack fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SubsCycle | OweTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subscycle-subscription-tracker/id6477545391/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | — |
| Size | 5 MB | 5 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Burak Oztopuz](https://appshunter.io/developer/1720010608) | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) |

## What reviewers say

### SubsCycle

[App page](https://appshunter.io/ios/app/subscycle-subscription-tracker/id6477545391)

Effortlessly track and manage all your recurring payments in one place. Get timely reminders before due dates and gain insights into your spending habits with detailed expense analysis. This tool helps you stay on top of your budget by consolidating subscription information.

**Highlights:** Track over 20 subscriptions, Payment date notifications, Expense analysis and statistics, Consolidated subscription view, Payment history tracking, Budget management assistance

**Features:** macOS Compatibility

**In-app purchases:** none


### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


## Frequently asked questions

### Is SubsCycle free?

SubsCycle is free to download, with no in-app purchases.

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Do SubsCycle or OweTrack have ads?

Neither SubsCycle nor OweTrack shows ads.

### Which is updated more often, SubsCycle or OweTrack?

SubsCycle ships an update monthly, and OweTrack fortnightly. Most recently, SubsCycle was updated on October 30, 2026 and OweTrack on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*