Expense tracker, Money tracker vs Spender

Take command of your financial destiny with Expense Tracker – your all-in-one solution for mastering the art of money management. This user-friendly expense tracker app empowers you to effortlessly organize, monitor, and optimize your finances, providing a range of features designed to enhance your budgeting, savings, and spending tracking experience. Expense Tracker & Money Management: Simplify your financial life by effortlessly tracking your daily expenses with Expense Tracker. Our intuitive interface makes it easy to categorize expenditures and gain valuable insights through informative charts and graphs. Stay on top of your spending habits and make informed decisions wherever life takes you. Budget & Savings Goals: Achieve financial milestones with ease by setting realistic budgets for different categories. Expense Tracker keeps you motivated and in control of your savings goals, providing real-time progress updates. Adjust your budget on the fly and gain valuable insights into your financial behavior. Income Tracker: Stay informed about your financial health with the Income Tracker feature. Log and monitor your income sources seamlessly, ensuring a comprehensive overview of your financial landscape. Make informed decisions about your spending and saving by understanding how your income influences your financial well-being. Secure & Private: We prioritize the security and privacy of your financial data. Free to Use: Expense Tracker believes in making financial management accessible to everyone. Enjoy the full suite of features without any upfront costs – our app is completely free to download and use. No hidden fees, no subscriptions – just a powerful tool to help you take control of your finances. Key Features: Intuitive expense tracking Budgeting tools for effective money management Savings goals to keep you motivated Income tracking for a complete financial overview Informative charts and graphs for insights Cloud sync for multi-device access Free to download and use Embark on your journey to financial freedom with Expense Tracker. Download now and start shaping your financial future with confidence!

Spender is personal finance tracking that respects your privacy. Instead of uploading your banking data to servers somewhere, everything runs on your iPhone. Professional-grade accounting features without the surveillance. CURRENTLY IN PUBLIC BETA We're testing Spender before launch, and you're invited. Everything's unlocked at no cost during beta. WHAT YOU GET IN BETA All features are available for free during the beta period. No paywalls, no premium tiers, just the full app to test and provide feedback on. THE BASICS Your transactions get tracked automatically from bank SMS messages, or you can add them manually. The app uses a custom analyzer to read your banking texts and extract the details (requires Shortcuts via iOS 26+). No text ever leaves your phone. If you don't want SMS automation, manual entry works perfectly, and you can import from CSV files. ACCOUNTING THAT ACTUALLY WORKS We built this with double-entry ledger principles because your balances should always be accurate. Track unlimited accounts: savings, checking, credit cards, digital wallets. Set starting balances. Merge duplicates when banks send different formats. Your money, tracked correctly. ORGANIZED YOUR WAY Thirteen default categories cover the basics: Food & Dining, Shopping, Transport, Bills & Utilities, Entertainment, Healthcare, Travel, Education, Income, Rent, Investment, Personal Transfer, and Uncategorized. Create more if you need them. The app learns from your categorization choices and remembers which merchants go where. It's automatic categorization that actually gets better over time. YOUR DATA, YOUR RULES Everything processes on your device. Your SMS messages, transaction history, and financial details never hit our servers (we don't have servers). Bank-level privacy without needing to trust a bank. Import your existing transaction data from CSV, QIF, or OFX files. The column mapping tool automatically detects your file format and lets you choose which column can be associated with which property on the app, meaning you can import almost any excel tracker you are already using. Export everything anytime in the same formats, plus complete XML backups. Your data moves freely in and out. Backups work two ways: encrypted local files you control, or automatic iCloud sync using your personal iCloud account (we can't access it). Either way, you're covered. MULTI-CURRENCY SUPPORT The app handles all currencies with automatic conversion and real-time exchange rates. Works offline with locally saved exchange rates. Set your preferred currency and go. WHO THIS IS FOR People who value privacy and accuracy. Freelancers tracking business expenses. Students budgeting. Families monitoring household spending. Anyone tired of finance apps that treat your data like a product. WHY WE BUILT IT THIS WAY Most finance apps upload everything to their servers. They analyze your spending, sell insights to advertisers, or get breached and leak your data. We disagreed with that model. Spender runs entirely on your device. Your SMS messages stay yours. Your transaction history stays private. Your financial behavior isn't monetized. That's the point. WHAT BETA MEANS You're testing unfinished software. Expect rough edges. Report bugs. Share what works and what doesn't. Help us make this better before launch. All features are free during beta. When we launch for real, some will require payment. But if you're testing now, you're shaping what this becomes. GETTING STARTED Download the app. Select how you want to start tracking your transaction data. Grant SMS permissions if you're using automation. Start tracking. If something breaks, email us at numan.mubarak@protonmail.com. If something works well, let us know that too. We're building this with your feedback. Visit https://github.com/mubaraknumann/Spender/blob/aa8edf36d7926959aa4138ac703832637833f25a/SUPPORT.md for detailed setup guides and troubleshooting.