# Flow vs Spending Tracker

The clearest difference is rating: Flow at 5.0 against Spending Tracker's 3.0. Flow also leads on in-app purchases (none vs 4) and ratings volume (20 vs 2). Spending Tracker's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $2.99 per month. Flow asks for nothing beyond the download.

Flow holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 2, so its average is the more settled of the two.

Flow ships an update every 2 weeks, Spending Tracker every 5 days. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Flow | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (20 ratings)](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357/reviews) |
| Number of ratings | **20** | 2 |
| Positive reviews | 95.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 79 MB | 37 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Batmend Ganbaatar](https://appshunter.io/developer/1730209215) | [Jeffrey Kehler](https://appshunter.io/developer/1785956701) |

## What reviewers say

### Flow

[App page](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670)

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

**Highlights:** Multiple accounts, Multiple currencies, Full data control, Offline functionality, iCloud backup, Financial statistics

**In-app purchases:** none


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357)

Easily track expenses, split bills, and manage money with others. Features AI receipt scanning, voice input, and customizable tracking spaces for personal or shared finances. Get real-time budget updates and spending analytics.

**Highlights:** AI receipt scanning, Voice transaction input, Customizable tracking spaces, Expense splitting, Real-time budget updates, Spending analytics

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (Monthly) | $2.99 | per month |
| Premium (Annual) | $24.99 | per year |
| Premium (Limited time offer) | Free | one-time |
| Premium (Lifetime) | $59.99 | one-time |


## Frequently asked questions

### Is Flow free?

Flow is free to download, with no in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Flow or Spending Tracker?

Flow is rated higher. Flow averages 5.0 out of 5 from 20 ratings, while Spending Tracker averages 3.0 from 2 ratings.

### Do Flow or Spending Tracker have ads?

Neither Flow nor Spending Tracker shows ads.

### Which is updated more often, Flow or Spending Tracker?

Flow ships an update every 2 weeks, and Spending Tracker every 5 days. Most recently, Flow was updated on September 21, 2026 and Spending Tracker on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*