# Flow vs zero

The clearest difference is rating: Flow at 5.0 against zero's 3.3. Flow also leads on review sentiment (95% vs 67%) and ratings volume (20 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flow holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 95% of Flow's written reviews are positive against 67% of zero's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 21, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Flow | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (20 ratings)](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) |
| Number of ratings | **20** | 3 |
| Positive reviews | **95.5% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 79 MB | 31 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Batmend Ganbaatar](https://appshunter.io/developer/1730209215) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Flow

[App page](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670)

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

**Highlights:** Multiple accounts, Multiple currencies, Full data control, Offline functionality, iCloud backup, Financial statistics

**In-app purchases:** none


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Flow free?

Flow is free to download, with no in-app purchases.

### Is zero free?

zero is free to download, with no in-app purchases.

### Which has better reviews, Flow or zero?

Flow is rated higher. Flow averages 5.0 out of 5 from 20 ratings, while zero averages 3.3 from 3 ratings.

### Do Flow or zero have ads?

Neither Flow nor zero shows ads.

### Which is updated more often, Flow or zero?

Flow ships an update every 2 weeks, and zero every 2 weeks. Most recently, Flow was updated on September 21, 2026 and zero on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*