# Flow vs Money Trace Book

The clearest difference is price: Flow at Free against Money Trace Book's $1.99. Flow also leads on ratings volume (20 vs 1) and iOS requirement (16.6 vs 26.0). On rating, update cadence, ads and in-app purchases there is nothing between them.

Flow is free to download; Money Trace Book costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Flow against 5.0 for Money Trace Book. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 1, so its average is the more settled of the two.

Flow ships an update every 2 weeks, Money Trace Book fortnightly. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Flow | Money Trace Book |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | [5.0 (20 ratings)](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/money-trace-book/id6799913150/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 95.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | **Free** | Paid |
| Size | 80 MB | 17 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Batmend Ganbaatar](https://appshunter.io/developer/1730209215) | [章 苗](https://appshunter.io/developer/6799445552) |

## What reviewers say

### Flow

[App page](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670)

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

**Highlights:** Multiple accounts, Multiple currencies, Full data control, Offline functionality, iCloud backup, Financial statistics

**In-app purchases:** none


### Money Trace Book

[App page](https://appshunter.io/ios/app/money-trace-book/id6799913150)

This app prioritizes privacy by allowing you to record expenses and income locally using voice or on-device AI. Your financial data remains on your device, with an optional offline AI model for enhanced categorization. Manual bookkeeping is also supported.

**Highlights:** Privacy-first design, Local expense and income recording, On-device AI for categorization, Optional offline AI model, Manual bookkeeping support, No account required

**In-app purchases:** none


## Frequently asked questions

### Is Flow free?

Flow is free to download, with no in-app purchases.

### Is Money Trace Book free?

Money Trace Book costs $1.99, with no in-app purchases.

### Which has better reviews, Flow or Money Trace Book?

Money Trace Book is rated higher. Flow averages 5.0 out of 5 from 20 ratings, while Money Trace Book averages 5.0 from 1 ratings.

### Do Flow or Money Trace Book have ads?

Neither Flow nor Money Trace Book shows ads.

### Which is updated more often, Flow or Money Trace Book?

Flow ships an update every 2 weeks, and Money Trace Book fortnightly. Most recently, Flow was updated on October 24, 2026 and Money Trace Book on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*