# Ulys AI vs THYNKPAY

The clearest difference is rating: THYNKPAY at 5.0 against Ulys AI's 4.2. THYNKPAY also leads on ads (none vs shown) and update cadence (every 9 days vs monthly). Ulys AI's advantage is ratings volume (18 vs 2). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THYNKPAY holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Ulys AI has 18 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 90% of Ulys AI's written reviews are positive against 100% of THYNKPAY's.

Ulys AI ships an update monthly, THYNKPAY every 9 days. The most recent releases landed on November 8, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Ulys AI | THYNKPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (18 ratings)](https://appshunter.io/ios/app/ulys-ai/id6477800961/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/thynkpay/id6760615518/reviews)** |
| Number of ratings | **18** | 2 |
| Positive reviews | 90.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Ad-supported | **Free** |
| Size | 51 MB | 36 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Ulys Holdings](https://appshunter.io/developer/1730592728) | [THYNKPAY Limited](https://appshunter.io/developer/1019547700) |

## What reviewers say

### Ulys AI

[App page](https://appshunter.io/ios/app/ulys-ai/id6477800961)

This AI-powered assistant helps you invest by understanding your ideas in plain language. It finds assets, builds diversified portfolios, and executes trades after your approval. You can also research market movements and set up automated orders.

**Highlights:** AI-driven investment ideas, Automated portfolio construction, Trade execution with approval, On-demand market research, Smart order automation, Non-custodial account control

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### THYNKPAY

[App page](https://appshunter.io/ios/app/thynkpay/id6760615518)

This app facilitates instant payments and receipts using QR codes, eliminating the need for card numbers or bank details. It offers real-time transaction updates, wallet funding, and enhanced security features for users in Nigeria.

**Highlights:** QR code payments (scan or display), Real-time balance and transaction updates, Push notifications for payments, Biometric security (Face ID/Fingerprint), Wallet funding and KYC verification, Transaction history search and filters, Receipt sharing

**In-app purchases:** none


## Frequently asked questions

### Is Ulys AI free?

Ulys AI is free to download, with no in-app purchases.

### Is THYNKPAY free?

THYNKPAY is free to download, with no in-app purchases.

### Which has better reviews, Ulys AI or THYNKPAY?

THYNKPAY is rated higher. Ulys AI averages 4.2 out of 5 from 18 ratings, while THYNKPAY averages 5.0 from 2 ratings.

### Do Ulys AI or THYNKPAY have ads?

Ulys AI shows ads; THYNKPAY does not.

### Which is updated more often, Ulys AI or THYNKPAY?

Ulys AI ships an update monthly, and THYNKPAY every 9 days. Most recently, Ulys AI was updated on November 8, 2026 and THYNKPAY on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*