# FlexiPay vs heap

The clearest difference is in-app purchases: FlexiPay at none against heap's 4. FlexiPay also leads on ads (none vs shown) and device support (3 vs 1). heap's advantage is update cadence (weekly vs every 2 weeks). On price and iOS requirement there is nothing between them.

Both are free to download. heap sells 4 in-app purchases, starting at $4.99 per month. FlexiPay asks for nothing beyond the download.

FlexiPay ships an update every 2 weeks, heap weekly. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | FlexiPay | heap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 29 MB | 78 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [FLEKSIPEI UKRAINA, TOV](https://appshunter.io/developer/1730896571) | [Danylo Strelchenia](https://appshunter.io/developer/1879282863) |

## What reviewers say

### FlexiPay

[App page](https://appshunter.io/ios/app/flexipay/id6477861444)

**Features:** macOS Compatibility

**In-app purchases:** none


### heap

[App page](https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889)

This AI-powered app simplifies money management by tracking expenses, planning budgets, and providing insights into spending habits. It helps users manage subscriptions, reach savings goals, and get quick answers about their finances through natural language queries.

**Highlights:** AI-powered expense tracking, Automated transaction logging, Subscription and bill monitoring, Savings goal management, Natural language financial queries, Shared finance organization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Plan Monthly | $4.99 | per month |
| Pro Plan Monthly | $9.99 | per month |
| Individual Plan Annual | $38.99 | per year |
| Pro Plan Annual | $71.99 | per year |


## Frequently asked questions

### Is FlexiPay free?

FlexiPay is free to download, with no in-app purchases.

### Is heap free?

heap is free to download, with in-app purchases available.

### Do FlexiPay or heap have ads?

heap shows ads; FlexiPay does not.

### Which is updated more often, FlexiPay or heap?

FlexiPay ships an update every 2 weeks, and heap weekly. Most recently, FlexiPay was updated on October 10, 2026 and heap on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*